Hey did you guys know that your HSA - the Health Savings Account that is pre-tax and supposed to really help you in bad times - is taxable at 20% if you use any of it? We had $1,400 last year used for medical stuff. That 20% gets added to your income. It was the difference between a small refund and owing. Wouldn't have mattered, though. I didn't qualify for any of the government's free filing programs and TurboTax fees were in the HUNDREDS.